Finance (how are we going to pay for this??!!)
Adam's approach and my approach to money and property vastly differ. Before I met Adam my view was that you do your best to save enough for a mortgage, then once you have said mortgage, you do your best to try and pay off as much of it as possible - Save save save! Adam's view is that you work for your money, and then you make your money work for you. In other words, you secure your first property, spend the effort on improving the value of the property and don't working about paying off the mortgage. Then by having the property you use that investment (equity) to borrow more from the bank and so on. Why am I banging on about our childhood upbringings? Because this is how we are able to afford to build the house right now. Money doesn't fall from the sky and this build is a culmination of the last 15 years of Adam's work. No, not his 9-5 job, that is a completely separate, but all the projects he has been working on outside of his regular job. Partners in